D is For Dave Ramsey, Debt and Discussion

Six Word Saturday today and I am doing nouns at the A to Z Challenge as well.  Since todays letter is D I am going 3D and giving a person, a place, and a thing.  All for the price of none.

My 6 words:

Person:  Dave.  Place: Debt.  Thing: Discussions.

The Person:  Dave Ramsey

Two years ago, I was the typical husband who was tired of his wife telling him about Dave Ramsey.  But financially things were not going well, and we were on the precipice of some big changes.  So, when his financial peace university program was offered at our new church I signed us up.  

The Place: Debt

I know debt might not seem like a place to you.  But I think it's a place because for a long time we were in it.  Dave Ramsey gave us some serious tools for dissolving debt.

One:  Budget your money.  Make sure that every dollar has a name.  

Two: Use the debt snowball.  Let's say you are 15,000 in debt and owe 5,000 for a car loan, 4000 on a student loan 3,000 on a bank card 2,000 on another card and 1,000 on a store card.  Let's say after making your budget you have 750.00 to pay towards debt.  You make minimum payments on the 4 highest debts and pay the rest on the store card.  Once the store card is paid off then you start putting the additional money on the next highest card until that is paid off.  You continue to do this until all but the car loan is paid off and then put the entire 750.00 towards it.  Once the car loan is paid off you have $750.00 to start putting towards savings.

Three:  Have gazelle-like intensity in paying down your debt.  Gazelle like intensity refers to a gazelle running away from a lion.  You pay off your debt like your life depends on it.  For us, gazelle-like intensity meant stopping homeschooling 2 of  the kids for 1 year while Amy and I both worked full time.  We paid $15,000 of credit card debt in nine months.  Once we were out of debt Amy. was able to take a part-time job in her district, enabling us to begin homeschooling all 3 children again.

The Thing: Discussions

Financial discussions are very helpful.  Sometimes it is easier to hope financial matters resolve themselves, rather than discuss them.  This doesn't work very well.  Discussions are important because goals need to be made, budgets need to be revised, and ideas and feelings need to be discussed.  Amy and I had planned some events for the next few weeks, when we had a financial setback.  We discussed the matter talked about all the possibilities and decided to put off our events rather than dip into savings to pay for them.  We try to have brief discussions before every paycheck to make sure we are on the same page with the implementation of the budget.

Financial discussions are not only between Amy and myself.  Last month I brought an entire paycheck home in cash and illustrated for the kids that every dollar did indeed have a name and showed them how we planned to use that money.

For more A to Z Blogging click here.  For more six words on your Saturday click here.

4-4-2014 A2Z:D is for  Dozen year old Donuts 

C is For Carlton

White Sox Homerun hitters from A.J. to Zeke

C is for Carlton

Carlton "Pudge" Fisk

Today at my other blog, Home School Dad, I wrote about Old Comiskey Park, the home of the Chicago Whites Sox from 1910 to 1990. Carlton Fisk called Old Comiskey home from 1981 until the historic ballpark bit the dust and by the time it did, Pudge had become the White Sox all-time home run leader.

All told, Fisk hit 214 home runs for the White Sox from 1981 to his ignominious dismissal in the middle of  the 1993 campaign.  Note: I spent the year of 1993 abroad and it has been well documented (in my mind) that the White Sox would have never pulled shenanigan level antics like that, had I remained stateside.  Fisk hit more than 55 % of his 376  Major league home runs with the White Sox.  The rest came from the team where he hit this famous postseason home run.  If you haven't seen it before you've never watched Good Will Hunting.






Fisk is now 4th  most on the list of White Sox Home Runs. Fisks best 2 years for the White Sox, Homerun wise, were in 1985 when he hit 37, and in 1983 Fisks 26 homers helped win ugly.  Wearing both colors of SOX, Fisk averaged 24 home runs for every 162 games he  played.  Carlton Fisk was inducted into Baseball's Hall of Fame in 2000.

For more A to Z blogging click here.  

C is for Comiskey Park (Place)

Today, I take a look at a place that is near and dear to my heart.  Especially, this time of year.  Comiskey Park was the home for the Chicago White Sox from 1910 to 1990. m It was replaced by a second stadium also called Comiskey Park in 1991.  Sometime they are referred to as Comiskey Park I and II or Old Comiskey Park and New Comiskey Park.  When New Comiskey was renamed U.S. Cellular Field in 2003, I gradually took to calling the new park by it's new moniker and the old park as Comiskey.

Here is a video baseball played in Comiskey in 1977 when the Sox were enjoying their South Side Hitmen success.  

It was somewhere around 1977 that Comiskey became the oldest baseball stadium still in use.  It held that distinction until 1990.

I started going to White Sox ga mes in the early 70's.  The year before my older sister had won two tickets at School and my Dad took her.  We were (and they still are) a Cubs family.  So I believe this was my Dad's first trip there.  I remember hearing all about the game  when I got home and I decided the next year, I would get perfect attendance and spend a day with my Dad.  We were a family of 4  kids at the time and 5 was not long after that, so 1 on 1 time with my Dad was at a premium.

The next year I had perfect attendance and I went to my first game.  Dick Allen,  hit a homerun and I fell in love with the team.  Ie still liked the Cubs and enjoyed our annual trips to Wrigleyield as a family.  But I cherished my trips to Comiskey.  My Dad took me most every year to a White Sox game,  I remembere being dedlighted to be able to watch former Cub heroes of mine Ron Santo and later Don Kessinger after they were moved to the Sox.

I could talk Comiskey all  day, but I was informed to keep these A to Z posts short.  So, I will just give you a quick guided tour.

Game 1 1959 World Series at Comiskey Park

The exploding scoreboard that shot off fireworks after every Sox Homer

The Exterior of the stadium

I think I sat behind one of these at nearly every game I went to.
We got a lot of give-a-way seats and these were what they gave away

Carlton Fisk switched Sox (from Red to White) in 1980 and was still with Chicago in 1990

Fisk is featured today at my sports blog

In 1990, The White Sox ad copy for the final season of Comiskey was years from now, you'll say that you were there.  Well that was 25 years ago and the advertising was right, I do say I was there.  I was living 4 and a half hours from Chicago at the time. Some friends came to my folks house for the weekend in July.  One of my friends had never seen a skyscraper before,  and we all watched a fantastic White Sod  victory.  What a great way to spend my last game there. 

Final Game at Comiskey

Out with the old.  In with the blue.

They Tore Down Paradise

Left Home Plate in the Parking Lot

Prior to demolition of the stadium,
the seats were removed and sold to television stars



For More A to Z Blogging click here. Back in A To Z 2012 I posted about Car Trips.

B is for Bill

White Sox Homerun hitters from A.J. to Zeke

B is for Bill

"Beltin'" Bill Melton

For many years of my life my dream job has been being the starting third baseman for the Chicago White Sox.  Bill Melton, played that position so marvelously for the White Sox when I was a kid, that I wanted to follow in his footsteps.  

Melton hit 154 home runs for the White Sox from 1968 to 1975.  That is 96.25% of his 160 career home runs.  The 154 dingers  puts him 8th overall on the WhiteSox HR leaderboard. Melton was first on that list until 1987, when surpassed by Harold Baines.      Through his career, Melton has averaged 23 home runs for every 162 games played.   Melton's 2 best home run years were in 1970 and 1971 where he hit 33 each year.  This was about the same time that his performance was making Third Base for the White Sox my dream job.

For more A to Z blogging click here.  

B is for Bibimbap (Thing)

Day 2 of nouns.  Did a person yesterday.  Today a thing is on the docket.   Tomorrow, we will do a place, but after that it will be up for grabs. We might go place, place, thing, person, place, person.  Who knows?  All I know is that there will be nouns and there will be plenty of them.

Today's thing is bimimbap.  Which up until a few minutes ago, I had never typed, or printed, or wrote in cursive.  I had eaten it.  Boy, had I eaten it.  Bibimbap is a Korean dish and looks like this ...

I first fell in love with bibimbap at first sight as it is a multisensory treat.  The texture, the taste and the look all meld together.  I used to frequent this Chinese/Korean restaurant in Evanston, Illinois back in the 1980's.  The owners were Korean so I always ordered the Korean fare rather than the Chinese.  In all the times I went there, I think I only got the Bibimbap, it was so wonderful there was never a reason for me to branch out.  I have to tell you, I'm the guy who loves to get new things on the menu.  I once had fried pork brains while waiting for a train at a Memphis dive.  I ordered them because they were the most unique thing on the menu.  So when Mr. Pork Brains has a go-to dish that is high praise indeed.  I realize that I have major league digressed as well as not yet told you what Bibimbap is.  So, click here to see what Food Republic says about it.

About 10 years after I first ate this Korean wonder food, I found myself serving as a missionary in Russia with several Korean Amercian Missionaries.  Once they found out that I loved bibimbap, they would make it for me every time I was over.  This of course was awesome.  Now in the past 20 years I have not eaten a lot of the aforementioned dish.  But when I think back about it, I celebrate the memory of every morsel.  If I have made you interested in this fantastic dish, check out this recipe from  Bon Appetit.

For more A to Z blogging click here.  Be sure to check out my Boring A to Z  post from 4-2-12